Terms of Service

Effective Date: January 1, 2025

1. Acceptance of Terms

By accessing and using the valisqorane website (valisqorane.com) and our financial education services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Scope of Service

valisqorane provides financial literacy education, budgeting tools, business development resources, and financial analysis training through our online platform. Our services are designed for educational purposes and personal financial improvement.

3. User Responsibilities

3.1 Lawful Use

You agree to use our services only for lawful purposes and in accordance with these Terms. You must not:

3.2 Account Security

If you create an account on our platform, you are responsible for maintaining the security of your account and password. valisqorane cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

4. Educational Content Disclaimer

The information provided through valisqorane's courses and resources is for educational purposes only and should not be considered as personalized financial advice. You should consult with qualified financial professionals before making investment decisions or implementing financial strategies.

5. No Guarantees

valisqorane makes no guarantees about:

6. Limitation of Liability

In no event shall valisqorane, its officers, directors, employees, or agents be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from:

7. Intellectual Property Rights

The service and its original content, features, and functionality are and will remain the exclusive property of valisqorane and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used without our prior written consent.

7.1 User-Generated Content

Any content you submit to our platform remains your intellectual property. However, by submitting content, you grant valisqorane a non-exclusive, royalty-free license to use, reproduce, and display such content for the purposes of operating and improving our services.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices regarding the collection and use of your personal information.

9. Security Testing

You may not perform security testing, penetration testing, or vulnerability assessments on our systems without explicit written authorization from valisqorane. Unauthorized security testing may result in legal action.

10. Prohibited Activities

The following activities are strictly prohibited:

11. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the service will cease immediately.

12. Changes to Terms

valisqorane reserves the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Governing Law

These Terms shall be interpreted and governed by the laws of Australia, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

14. Dispute Resolution

Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with Australian law, rather than in court, except that you may assert claims in small claims court if your claims qualify.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our service.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

17. Effective Date and Updates

These Terms of Service are effective as of January 1, 2025. We encourage you to review these terms periodically to stay informed about how we are protecting your interests and ensuring proper use of our services.